Frequently asked questions

How many miles per annum I am allowed to do in my new car?

When you take out the contract you pre-agree your annual mileage. The mileage bands range from 10 000 to 40 000. If you exceed the pre-agreed mileage then an excess mileage charge will be payable .The figures will be provided on your quotation and official finance documentation.

Should I be overly cautious about how many miles I think I am going to do?

This is entirely up to you, although we recommend that if you think you will cover approximately 10,000 miles per annum, go for that choice, rather than going for, say, 12,000 ‘to be on the safe side’. You will not receive a rebate if you are under your mileage limit at the end of the contract.

Why does the price increase with the number of miles I do?

The way the funder calculates your contract prices is based on the vehicle’s predicted future value. The more miles you cover means that your car will be worth less at the end of the contract, and so the vehicle’s projected depreciation will be greater. Because the residual value is therefore lower your contract payment will be greater.

Should I do this through the business or personally?

As a business user, depending on your circumstances, you may have the option of leasing your vehicle through your business, or alternatively you may lease the vehicle as a private individual. Private individuals and customers who are receiving a company car allowance have the option of either Personal Contract Hire or Personal Contract Purchase.

Can I reclaim VAT on my payments?

Business users who are VAT-registered can currently reclaim a minimum of 50% of the VAT payable on each contract hire payment. This is assuming that the vehicle will be used for both business and social use. You may be able to reclaim the whole amount of the monthly VAT if the vehicle is used solely for business use. Please contact your accountant to see if you meet the criteria.
If you decide that you wish to have the contract maintained, then all business users who are VAT-registered can reclaim 100% of the VAT on the maintenance portion of each monthly rental. Private individuals can’t reclaim any of the VAT on the monthly price. Recoverable VAT only applies to VAT-qualifying agreements such as Business Contract Hire and Finance Lease

I haven't got my own business, can I lease the car personally?

The answer is Yes! And, you will still be able to take advantage of the same rates as our larger corporate clients and you will always be offered the best deal available!

Is there a price difference between Business & Personal Contract Hire rates?

The difference in pricing between Business & Personal Contract Hire is that Business Contract Hire rates are displayed exclusive of VAT and Personal Contract Hire rates are shown inclusive of VAT.

I've just started my own company, can you help me?

We are happy to help new-start businesses and would advise anybody who is thinking about starting their own business, or has just started trading, to call us for specific advice on the various options available.

I'm opting out of my company car scheme, what's the best way forward?

When you know what the monthly allowance is that you can expect to receive, think about which vehicles interest you the most. When you have made your preferred choices, just contact us and we will always offer you the very best deals available, it may even be the case that we can supply you with a higher spec vehicle from our range of special offers.

I’m interested in leasing but I don’t know anything about it. Can you advise me?

Located in the Funding Options section is an explanation of the different funding methods. It will help you decide which type of contract suits you best. If you’re still unsure, please call to discuss your options further, of course we always recommend that you discuss the matter with your accountant.

I've always bought my car, why should I lease one?

Contract hire and leasing will offer you the chance to manage the vehicle’s projected depreciation over a fixed term, with complete peace of mind in knowing that at the end of the contract there will be no negative equity or concern about how to dispose of the vehicle. You will also be free from having to negotiate troublesome part-exchange prices and values. It’s always worth looking at things another way - look at how much you paid for your last car and then look at its worth today. The chances are it will not be worth what you paid for it ! Divide that figure over the number of months you have had the vehicle and you will see that, in effect, you have leased the vehicle anyway - it’s just that you have been taking all the risks!

Why should I get my vehicles from you?

Because our company has strategic alliances with the major funders and suppliers, our huge buying power enables us to be ultra-competitive, ensuring that we can offer the lowest rates and best special offers available. Please call the office at any time to discuss your options further.

I can't see the exact model I want to lease, what do I do?

Please call us or send an email [email protected] or use our Call Me facility to submit a request for a quote on a specific car.

How much do I need to put down?

The amount of initial, or upfront, payment will depend upon your own criteria, the most traditional approach is an initial payment of 3 monthly rentals in advance. The rates advertised in our Special Offers section will always display this unless otherwise stated.

Does the price include maintenance?

The advertised rates on our website and special offers don’t include a maintenance package unless stated, although upon your request we can quickly quote to include a fully maintained package.

What exactly does the maintenance option include?

Market-leading maintenance packages that are so comprehensive you will have complete peace of mind in motoring. The package includes full servicing in line with the manufacturer’s recommendations, replacement tyres (subject to fair wear) brakes, pads and all other serviceable items, for the duration of the contract. The package is very tax-efficient for our business users, as well as offering an all in one package for our private clients.

If I have my contract maintained, where to I take my car for servicing?

You are free to take your vehicle to any of the manufacturer’s approved UK-based dealerships and supplier approved repair facilities, and yes, of course, that could be your local dealership

Does the price include insurance?

No, car insurance is not included in any of our quotes. You have the responsibility for providing a fully comprehensive insurance policy for any vehicles that we supply.

Are the cars you supply brand new cars? Do you supply used cars?

Yes, all the vehicles we supply are brand new, although we can also supply nearly new vehicles that meet the funders requirements (A ‘pre-owned’ vehicle must be under 12 months old and must be supplied by a franchised UK-based dealer) and from time to time we will have special offers on nearly new vehicles. If you have located a vehicle yourself and would like us to provide you with a quotation to finance it, please contact us to discuss your options further.

Do you take cars in part-exchange?

Not as a rule, should you decide to lease or contract hire through us, it will be the last time you will need to go through the time-consuming and risky process of disposing of your vehicle, when you decide to change.

How soon can you get me a car?

Depending on the type of vehicle, we can usually deliver within a 7-10 working day timescale. If the vehicle is a specialist specification, then we will offer you a confirmed factory build time. Please contact us to discuss the delivery time for your new vehicle.

Where do the cars come from and how will they be delivered?

All the vehicles we supply will be sourced directly by the manufacturer and UK-based franchised dealer network. Delivery will take place at an agreed time to your business or home address. Distance is no object, as all of our vehicles will be delivered directly by the manufacturer, anywhere in the UK including Northern Ireland.
A delivery by trailer service can also be arranged at your request. Please contact us for details.

  • Short term deals
Mailing list
Would you like to receive details about our latest special offers?